Frequently Asked Questions

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Of course not! We have solutions for multiple lines of business including home, auto, life, medicare, commercial, and farm.

Zipline Insurance is partnered with TAG (The Ahbe Group) Insurance and has appointments with multiple A+ rated carriers.  Some of the more common carriers offered are Travelers, Progressive, Nationwide, and Safeco, to name a few.  Zipline Insurance is also appointed with all major Medicare Supplement and Medicare Advantage providers, allowing us to truly find the best plans for our clients.

Here are a few key differences.  Call Zach today to schedule a free Medicare 101 meeting to learn more.

Medicare Supplements (Medigap Plans):

• Private insurance policies that work alongside Original Medicare (Part A and Part B).
• Help cover out-of-pocket costs like deductibles, copayments, and coinsurance.
• Standardized and regulated by the government, so the benefits are the same regardless of the insurance company.
• Do not include prescription drug coverage (requires a separate Part D plan).
• You can see any healthcare provider who accepts Medicare.

Medicare Advantage Plans (Medicare Part C):

• Comprehensive health plans offered by private insurance companies.
• Combine the benefits of Original Medicare (Part A and Part B) into a single plan.
• May include additional benefits beyond Original Medicare (e.g., prescription drug coverage, dental, vision, hearing).
• Often require you to use a network of doctors and hospitals.
• May have different cost-sharing arrangements like copayments or coinsurance.

A deductible is an amount that you're responsible for in the event of a loss.  This is the amount you pay out-of-pocket, and insurance covers the remainder.

We offer several types of home insurance including homeowners insurance, renters insurance, and condo insurance.

Your auto insurance policy may cover damages to your vehicle, liability for bodily injury or property damage, and other optional coverages such as roadside assistance.

You can lower your insurance premium by increasing your deductible, bundling your policies, and taking advantage of available discounts.